thanks everyone for the advice ill work on a couple drafts and see which one I like best 

. :)If not, well, then trouble could be brewing if you're ill-prepared...I'm not smart enough to figure out what will impact what causing what, but I do believe in cycles and what goes up usually comes back down again...If an investor got in at an opportune time (like you did J.

However, that aside, we are raising a generation of children so emotianlly fragile and ill equiped to function in societyt that 2-3 generations from now, life as we know it will no longer exist.

Hey Juan, Kinda of a loaded question but ill do my best to help out.

im sure ill have more questions but that's a good start. im sorry if its already been asked, its getting late, and I have a lot to read on here.Thanks!

Nancy Roth, I have been pointing out issues that are precieved or might be assumed, not accusing you of ill intent.

BUT, if I sell it first, then Ill give them $500 for whatever time they put in.

Ill give them a call and see if they can point me in the right direction.

Once that 2nd mortgage is paid off ill no longer be underwater.Having said that, and dont take this the wrong way but how can you consider your debt to be "not that bad" if you have debt collectors calling trying to collect?

nevermind, i found the house value comps section, ill look at thatbut i would still like some further info if possible, to make the process more thorough- steve