From my experience the lenders want to see a juicier deal and they want you to have some skin in the game.

I am thinking I will ask for the first months rent also for the new term just to make sure they have some skin in this.Sorry, newbie jitters.

Soil hasn’t had a stretch of dry weather for a while.

That’s good to know.. so do you recommend focusing on building relationships to maybe form a partnership down the road and using what I save as skin in the game? 

You can usually get anywhere from 90% of cost and 100% of rehab depending on credit and experience but most lenders will request you have some skin/equity in the game.

@Marci Stein, I've definitely heard of that, but it's not so cut-and-dry. 

I was going to do this for two reasons:1) If they agree to 4% over 10 years this will not only help me out by giving me a lower rate than through traditional financing but it will also allow them to recoop their sale price in the form of interest payments. 2)  This will get them to have skin in the game.

You can't compare yourself to a long time investor who has skin in the game and a big team.

Meaning will this take all your funds and leave you dry if it fails.

I remember on the podcast they mentioned if it one of your first times, you could1. put some skin in the game(put up a bit of money)2. ask your friends and family for the money( raise it yourself)3. get someone to be a guarantor for the loanOr if you have some history of 1 or 2 projects you've already done that should help a lot