(You'd have to check on that because every state is different.)I'm sure the CPA's on here have not touched this post because you have not provided even basic information about your situation, such as are you an American citizen?

American Living furniture in Livermore, CA. 

Maybe I could have helped other investors not get ripped off.Maybe he can be featured in a future episode of "American Greed"?

i have found however, that First American folks seem to know about it and willing and able to provide services.  

I just haven't found too many Americans who are familiar with the site. 

Most middle class Americans have their wealth in real estate in the form of equity and a 401k.

I did specifically leave American modern when they put some silly limit on water damage of $10-$15k?

Americans enjoy some of the cheapest energy rates in the world (tried to buy a liter of petrol in London, lately?) 

I have found personally that American first and University Credit union have been the easiest for me on HELOCS personally.

Finally, it helps if you have the American tax payer subsidize your properties and leverage your position as a public servant to line your pockets