Otherwise it's not really a good idea to buy down a rate unless you know you'll have that note long term at about 12 years or more.You can make additional payments to principal at any time without penalty and such penalties are rare now and can be unlawful but you need to read the note.Closing costs vary with lenders, closing companies and with the types of loans as well as transactions depending on requirements.

So you are now the legal owner, and have the right to proceed with an eviction (unlawful detainer action) provided the tenants don't have a lease that you need to honor and you have a legal cause to do so.

“Real estate appraiser” means a person who engages in real estate appraisal activity for a fee or other valuable consideration;Except as provided in § 62-39-104, after December 31, 1991, it is unlawful for anyone to solicit an appraisal assignment, or prepare an appraisal or an appraisal report relating to real estate or real property in this state, without first obtaining a real estate appraiser's license or certificate.Now that's Tennessee, not Arizona, but I can see how a Real Estate Appraisal Commission could legitimately question the legality of online "valuations" of real estate when looking at laws similar to these.

She told us that it is unlawful for us to change the key or put in a chain, and she was within her rights as an owner to walk in anytime she likes.

.—(1) It is unlawful for any person, with intent to defraud the owner of real property, to engage in equity skimming, which is, to:(a) Purchase, within a 3-year period, two or more single-family dwellings, two-family dwellings, three-family dwellings, or four-family dwellings, or a combination thereof, that are subject to a loan that is in default at the time of purchase or within 1 year after the time of purchase, which loan is secured by a mortgage or deed of trust;(b) Fail to make payments under the mortgage or deed of trust as the payments become due, regardless of whether the purchaser is obligated on the loan; and(c) Apply, or authorize the application of, rents from such dwellings for the person’s own use.(2) A violation of subsection (1) constitutes a felony of the third degree, punishable as provided in s. 775.082, s. 775.083, or s. 775.084.History.

It is unlawful for any person to engage in the business of, act in the capacity of, advertise as, or assume to act as a real estate broker or a real estate salesperson within this state without first obtaining a real estate license from the department...Section 10131.

In Florida, it is referred to as "Complaint of Unlawful Detainer" (according to the young lady at the county law library.  

.· If you do not follow the terms of the “Notice to Pay Rent or Quit” we may then begin eviction proceedings against you and you will be charged with the crime of “Unlawful Detainer” if a judge upholds our claim.The amount of rent now due, as of today’s date _________________, is as follows:Current Month Late Fee _______________Current Month Rent _______________TOTAL DUE _______________Time is of the essence.

You may choose to sell via cash, or have no security for your note, or use a RMLO, or sell using currently unlawful practices (and hope you don't get caught- no one recommends this), or use a method Ken/Bill suggest. 

You'll likely have your court date after you move out date.Advise him if he unlawfully withholds the damages you are going to sue him and then follow through and do it if he doesn't comply.