Financing the deal with cash and a loan from your brother helped you avoid traditional loan costs, which likely benefited your margins.One key lesson you’ve pointed out—always buying low and, if possible, getting an inspection is something that can save a lot of time and money.

It can be a lucrative business opposed to the traditional LTR, but you definitely need to have your heart in the right place.

Once a tenant decides they like your property, it can take a little longer than a traditional rental because Section 8 requires a property inspection to ensure it meets their housing quality standards.

Use a mix of traditional financing, private equity, or joint ventures to balance debt levels.

I wholesale to people with lenders that pay the wholesale fee all the time...if it's a DSCR loan then the fee goes on their side...if it's a traditional lender then my fee goes onto the seller side and I still get paid...

Here’s a breakdown to address your questions:30-Year Fixed-Rate Loan for Non-Residents: While traditional 30-year fixed-rate loans might be harder to qualify for as a non-resident citizen, non-QM lenders offer flexible options.

Have you found that private money lending allows you to structure deals in ways traditional lenders won’t?

It reasonably allows us to forecast the combination of traditional W2 earnings + a growing real estate portfolio and model out corresponding tax considerations. 

Local lender, helping investors on flips and rental (traditional) portfolios here in TX. 

Side note: My husband and I are currently funemployed (we both have seasonal jobs) until October, so not sure if we could qualify for traditional re/financing options at this time.