Side note: there are other deals were you can get stronger COCRoi with less of your money and still have reserves for emergency.

@Peter Morgan, Then all you need to be is stronger than your accountant in an arm wrestling contest :)

(Appraised value will hopefully come in at $650k and the rate I can expect is in the high 4’s)I’ve been talking with two different mortgage bankers and one has advised me to refi out the two fam back to 30 years in order to drop the pmi and increase cash flow and make my application stronger for the 3 fam and for applications for financing on more properties to come.

Our rental market is strong and continues to get stronger as new jobs come in from places like Netflix, Intel, Amazon, and Sandia National Labs. 

If you can bring an inspector to showings (so you could potential waiver the inspection contingency), that could make your offers stronger too...

I go one level higher thus a much stronger motor to withstand the tenant abuse.

The financially stronger tenant has found a better job out of state and submitted her 30 day notice. 

Sometimes having the cash in hand "liquid reserves" is a lot stronger of a position than having an open end liability aka HELOC. 

I think there will be a stronger need for travel nurses who want that lifestyle.

Building relationships by meeting in person is always stronger in my opinion.