I have to take a step back and realize how blessed I am.

To legalize a curb cut in NYC, your first step is to hire a licensed architect or engineer.

then rent out each room where possible3) Buy an apartment with little to no HOA (hard), and rent out by room to save up more to make the next step.

That is a good next step to get an idea of good markets, and Deals. 

.- Value add - When building additional units, what steps should be taken to determine how many can be built?

. - Value add - When building additional units, what steps should be taken to determine how many can be built? 

I've stepped in to help many clients refinance and I'm shocked at how many times the investor doesn't know even the basics of the deal they are in.

As someone that over analyzes things as well, I’d suggest you step back and think about what your goals are in order to help determine what path to take.I like JD’s suggestion about reinvesting in your business.

Joining the Rent to Retirement Academy has been a huge step for us, and we’ve learned so much along the way.

Advice - coming / joining BP is a great first step!