The idea that you can build wealth without putting any money into it is a recipe for disaster and the sales pitch of gurus trying to steal your money.

But for $0k you can get another pre-qual from another lender, and since they're going to want "steal" your business from a competitor, they might be willing to give you much better terms.I hear one lender on the radio saying everybody should talk to more than one lender, and let them know you're shopping the loan around.

They fail to make their last two payments, steal your washer and dryer, their dogs have destroyed your carpet and dug up the lawn, there are several broken windows and holes in the wall, and the place is filthy.

It was a struggle at first dealing with bums living in the shed stealing electricity from my house.

I want to minimize my ties/ hide most of my identity; so that if someone tries to sue or take my property they don't get everything and might not know what I own or may own...I want to know the best way to secure the land to keep people from dumping on it or living on it... the land right now is pretty worthless and I doubt someone currently would want to live long term there, but in the future amenities and with more people might move back/into the area, which currently right now is pretty darn rural and uninhabited. also, how would I find out if septic is still good since there were no issues before the structure(s) left or no longer stand...?

FHA and USDA appraisals are identical. 

In my area, the one-beds are okay -- they usually go to single men that pay on time; they are much cheaper rent-wise, so I would have to get one at a steal. 

Purchased for 300K, identical apartment next door to me sold in Aug 2018 for 450K. 

Originally posted by @Bryan Johnson:Hello everyone I have a question I’m hoping you guys can help me with I plan on using HM for a Brrrr strategy after the property is fixed up and ready to be refinanced into a conventional loan what requirements do conventional banks require you have to refinance I understand I do need good credit which I have but do they look at Dti’s  besides good credit thanks for the feed back I would like answers for both conventional residential and commercial loans  Mostly the refinance requirements are identical.

When the appraisal was done upon purchase, the market rate for the identical unit next door was $1325.