Staying local and house hacking—especially now, before kids—gives you so much flexibility to set yourselves up for long-term success.Your financial foundation is super strong, and house hacking a quad sounds like an amazing first step for you two.

while leaving with happy tenants who will stay!

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If that is the case, can you start to buy places that are built in the mid-90s to stay away from those big issues?

@Heather Bailey Wow thank you so much for spending your time to help guide me!

This includes all the tools and knowledge to help potential client’s make informed decisions on their new builds.Beyond guiding us through our investment journey, they also have always offered additional market and property analysis to give us a deeper understanding of the real estate landscape, helping you succeed with confidence.

Condo a bit different - 7% note, but we furnished it for a MTR, and tenant is excellent and deciding to stay longer.

Redlining IMO would only be an issue if @Jimmy O'Connor said to stay away or refuse to do business somewhere; he did not do that, he just pointed out property characteristics.

So I stay tuned to see the ending.

Partnering with an experienced local agent will be key—they can guide you through the market and help identify the best opportunities.