THe lender is a credit union and it is a conventional low rate loan.

Get a line of credit from a bank that leverages your equity without refinancing the properties.3.

Many properties will need specialized attention, especially with plumbing, electrical, and historical elements. 

Hi Max, I can speak about the Columbus Ohio market (as this is the market I specialize in) but yes, there is strong competition here and there are obviously some cash buyers and they will always have a slight advantage.

For VA loans, here are some solid options:Veterans United (veteransunited.com)Navy Federal Credit Union (navyfederal.org)Caliber Home Loans (caliberhomeloans.com)USAA (usaa.com)Not sure if I can post a link here in the forum. 

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

@Travis Gutting Open a prop stream account, fund it with some skiptracing credits and go to work!

We specialize in auction properties all over Ohio but specifically in cuyahoga county.

We have about 1/3 to 1/2 of a down saved at the moment, have a 755 Credit score, and are feeling good.

@Jeffrey Bourque Are you planning to finance this with a local bank or credit union?