@Matt RollinsSince your goal is to replace your W2 income through real estate within 10 years, starting with a house hack is a smart move, but Utah’s high prices may make it challenging to cash flow.

THEN I contact the agent and ask for concessions if I feel the needed repairs or costs go excessively above and beyond the price I’ve already negotiated.

I asked what the $2000 (originally $2500 but they "came down in price") was about and she stated that was for the initial design.

She sent me a letter from Commercial Property Advisors, Peter Harris, which stated she had approval for funds sufficient to cover the purchase price and below it listed a Wells Fargo business account showing funds in excess of the purchase price.

And what a great acquisition price in Fair Oaks! 

Not sure how they can get better prices than you doing the same shopping. 

Purchase price: $360,000 We bought this stacked duplex, lived in one unit for 2 years and moved on.

Tomorrow I should have a couple of setups and pricing...

I went with Kiavi for the refinance, paid $1,000 for their appraisal, and was shocked when it came back at $115,000 the exact price I paid for the property.

Purchase price: $129,000 Cash invested: $5,000Condo we lived in and fixed up.