However, if you learn the different options available and then figure out what they really want, you can often negotiate a killer deal.

Perhaps there is an opportunity for us to work together.Thanks again for responding.If you're looking locally, I'd focus on markets with a decent amount of activity/inventory so that you have more options i.e.

Viator could also be a good option to explore.

After a quick search it seems like Baselane is a good option, does anyone have experience with it?

You can simply list it as a $300k sale and list Seller Finance as one of the financing options in the MLS.

However, currently there are no options for a foreigner to get a cash out refi on their property in Costa Rica other than for construction on the property itself.

@Tim Holt, Yes INDEED house hacking is the best option for most 1st time buyers.  

I also want to combine it to one $150k  30 year fixed loan instead of having two separate  $100k and $50k loans what options do I have can anyone help.I don't want to use my own money.

As both an investor and a mortgage broker who has personally used both options, I can say there are benefits to each.It ultimately comes down to comparing the two side by side based on your specific situation.

I am wanting to make sure I will be working with a title company that is familiar with wholesale assignment contracts, seller financing, lease with an option to purchase and possibly sandwich leasees with an option to purchase.