If you're cash flowing positively, gaining natural appreciation, your interest rate is reasonable and your tenants are paying down your debt I don't see why you would want to make extra payments, personally, unless maybe you're ready to retire and need the extra monthly income to cover your living expenses, or you're worried about hitting a rough patch and not being able to make the payments.

Did you find the higher loan amounts were worth the short-term nature of the loan?

Hello @Ben Stanley,I want to share some thoughts on purchasing properties in areas with a high potential for natural disasters.

Geo leads) seem like a walk in the park.In sum, you want to focus on income-producing activities (lead generation) given the fact that you don't have much time in the day to spend on RE. 

That may take a few years to settle itself, but that's not a neighborhood fundamentals issue and will correct itself naturally, especially as more neighborhood commercial and amenities continue to infill to meet the new population.

But every day investors buy less than desirable property utilizing high leverage debt at high interest rates producing high risk of negative cash flow and built in negative equity.  

You are going to have to send anywhere between 3000 to 5000 mailers to start to see a better probability to get a deal.That is simply the nature of the beast.Now as a reference.

Its easier to trust a Guru who preaches great returns than to buy something that doesn't have as good returns in your backyard. many people will follow where they are told the easiest way to make money is its human nature.

Areas like Windermere and Lake Nona are seeing rapid growth in exclusive developments, offering luxury residences that combine nature and modernity.Palm Beach: This area is an icon of classic luxury.

But even breakeven on a house in a super fast growing market like Raleigh will statistically produce hundreds of thousands in return equity over time.