Don't let your education be an illusion of progress.

comments to give the illusion of a sea of eager consumers.Millionaire Success Habits, on the other hand, is sold in book stores and is a great read.

I am interested in buy and hold opportunities and have no grand illusions of getting rich quick.Thanks so much to BiggerPockets for the opportunity to introduce myself and learn from members in this community.

It's an illusion.

Sure, on net in the US there is a housing shortage, but there is no "US housing Market" That's why case and Shiller have made all that $$ selling their index to S&P, they were able to aggregate data that gave us the illusion of unified market where one doesn't exist.

But the seller only receives the illusion of value, in this case relief from the debt.   

If the person theyre piggybacking on has 10 years of perfect payment historythen the next time that account reports for the main user it will also apply the ten years of perfect history to the losers CPN instantly creating the illusion of a 10 year credit profile.P.S I know people love putting in their two cents on this or trying to argue this as if they know anything about this field outside of a couple articles they read on their laptop at home but I assure you this is 100% accurate, I've been active for 15 years in this field and am still active today.