Of the 10.8 million left, say as many as 20% are readily found, are single guys, and are just kinda floating around with no real direction or anything going on at all.

High 6s to mid 7s is more realistic for the most common deals (70%+ LTV).Also, the FFR doesnt really directly impact mortgage rates.

He is a direct lender, not middleman broker fees. 

I think I can help point you in the right direction in terms of resources to help pump life into yuour project.

Whichever direction you go, be sure to work with folks who understand this and gives you the confidence to take reasonable action - I'd personally take an okay investment and weather the storm for a few years that will eventually perform well, and do that each year - rather than take 3 years to wait for the best deal possible.

It’s a great reminder to trust your own due diligence and not let others make critical decisions for you, like hiring a property manager.For future investments, building a trusted team and maintaining direct oversight is key, even with remote deals.

And I'm sure that's because some people direct book, others use Airbnb, etc.

Have a nice day.If they get a lawyer, direct the lawyer to your insurance agent.I'd be really surprised if you got a summons or heard from your insurance company.ALSO, i would non-renew at the end of their lease term.

Although most such fund operators only deal with accredited investors directly, you may also be able to find some among the crowdfunding sites.  

They have literally help me change my life around from a direction that lead down a rabbit hole towards a life to live in peace and prosperity.