My question is "for anyone with this particular experience" Is it a far fetched idea to do a cash out refi on house "A" to payoff some personal debt and large payment on house "B" to knock down the principal?

Generally ive offered equity or debt on deals but never on the operations.

Used a HELOC on a primary, and was sure that even with that additional debt-service, there was + cash flow.

I woke up too early, I won't ramble.It only took one note purchase to see the contracts, representation, warranties, disclaimers, endorsements, settlement, accounting and notices required.

Used a HELOC on a primary, and was sure that even with that additional debt-service, there was + cash flow.

They show some creative ways to borrow money or to payoff debt using credit lines but their disclaimer is to see your cpa and/or lawyer.

But by putting the properties into the business name you can avoid having the debt reported to personal credit so long as the funding lenders servicing company allows for it.

I have no debt, significant equity, good W-2, and excellent credit.

Hey Samantha, I'm personally not a fan of paying off mortgages—especially fixed-rate long-term debt like yours.

It's slick and can cut down on bad debt as well as reconciliation time after moveout.