For all your non-recourse lender is concerned, you are providing the 20% plus closing costs to the table (your skin in the game as far as the non-recourse lender is concerned).Trick to becoming a successful investor:  DON'T OVERTHINK, JUST DO IT! 

The fact is, I need the extra income STR rentals bring in and don't want to leave any money on the table.

Given your goals, the main drawback with these is that you cannot live in the property, so house hacking is off the table. 

Hi Jan, so if you are new to the game there's two things you can still bring to the table that's credit and capital. 

What value does your family bring to the table? 

I also don't see a dining table. you say it can have 8 guests, where do they sit to eat?

I've even seen lenders utilize college as two years of work history instead of taxes filed so you never know until you apply and put the cards on the table.

And is walking into a turnkey ready to rock building, the seller (whom I am presuming is now broke, but that may not be the case) even left the tables and chairs behind, all ready to have plates full of unethical inorganic genetically modified red meat dipped in butter placed on them. 

Even with no/low money down options, I suggest having ample reserves in case you need to come to the table with cash for some reason. 

Are they simply home improvement material hobbyists because they left money on the table?