The other townhouses in the complex and area are over $650k for the same size and square footage.

You can get up to 10k PENALTY-FREE which is 10% on top of taxes.If you use a Self Directed IRA (SDIRA) you may be able to use the 9k as a down payment but I would argue this is going to be more complex, especially as a first-time investor. 

They may require you to manually enter your financial data and calculate your net worth.Customization: If your finances are complex, you may need an app that allows you to customize your asset and liability categories and other information to help you keep up with everything.Security: The net worth tracker you select must ensure your financial data is secure.

It's not complex:   Say you find a house for $200k.   

Investors are buying the property in the area and have bought the apartment complex next to my property and several houses down.

Creating these complex structures from what I have experienced only costs me time and money and potential issues down the line to make sure documents are signed by the correct people and entities etc.

It does not directly offset it, the mechanics are complex, but you should benefit from the $50k losses, resulting in no additional taxes from the sale.

I had to repave a driveway for an apartment complex.

Here’s why:Complete Control and Lower Risk: With a cash purchase, you eliminate many of the complexities that can come with loans, such as interest rates, appraisals, and financing contingencies.

A colleague recently closed on a small apartment complex in Downtown Phoenix, and they’re seeing a great return on short-term rentals targeting ASU students and young professionals.Feel free to dig deeper into these areas and keep networking!