This is my first post on here and excited to share my real estate investing journey with the best partner in the world, my wife.. we are looking into buying our first investment property via hard money.

All the best!

We built the system the way we did for very specific reasons.

This was the BEST scenario I could've asked for as a new agent and I am forever grateful for the experience. 

That way you are not competing with 30 other owners for rent.

If you are competing with cash buyers and a great deal comes your way, it may be worth it to borrower at these higher rates.

A few other comments;For Philly: It's best practice to include the required documents in the final lease packet and have the tenant sign or initial all to prove receipt.

DTI < 33%Some inconsistencies that I am discovering in the process- Some lenders requiring a hard-credit pull vs some ok pre-approving me with just a soft pull- Some lenders willing to share a loan estimate sheet with exact costs to close, vs some keep insisting that they "need to run the process to get the loan estimate" and that it can only be done after I get into contract.Just before going into a contract, I would like compare all of the pre-approvals and compare their rates, exact cost to close & potential time to close & then pick the best one to make the offer.Ideal scenario- Pre-approve based on a soft pull (so I don't get my credit score dinged every time I work with a new lender)- Share loan estimate sheet with pre-approval for a potential propertyAm I asking too much from the lenders?

Best of luck   Yup basically advertising for coaching services..

While continued learning is important, experience is the best teacher, so take that first step.Good luck!