I am remembering a lawyer friend advising her parents on land issues.

.- China is issuing record debt to stave off recession, while the US bull market continues (Wallerstein).- Texas vs California Home Construction.

of course the sale of hurricane damaged houses also confuses the issue (my house had no such damage but is only about 4 blocks from houses that did). 

There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

Perhaps that was an issue with earlier models. 

A couple issues with Credit/income on paper.

I own several duplexes there and they’ve been solid investments with no issues finding renters.

Next, plan on inspecting your properties every 90 days; you can communicate this to the tenant as you ensuring the property is in good order and to help you plan for repairs/future improvements. 

Things can and will go bad, but once there is enough monthly cash flow generated it will be extremely difficult for that one big issue to put us away or even 2-3 big issues all at once. 

It’s ideal to have them view the property after the inspection, so they can consider any issues discovered during the inspection in their bid.