I've heard that a buyer will have a tough time getting a loan if your own loan isn't "seasoned".Grant

Our hedge fund lender specializes in bridge and hard money loans.Currently we favor commercial properties,ie,income producing buildings,apt buildings,retail centers,medical facilities and such (Around New York Area).Our lender provides Hard Money lending on any type of Real Estate Construction/Rehab loans.

Probably a stupid question but... is there a special form for doing this?

Based upon this data we are looking at a projection of over 50 Major Disasters to hit the US by the end of 2006In addition, we are still recovering from fires in California, Colorado, New New Mexico, Oklahoma and Texas.Yet, we are still going to have to deal with past Hurricane damage.And we still face dry conditions in various parts of the United States that produce fires and we have yet to step into the Atlantic hurricane season that lasts from June to November, with the peak season from mid-August to late October.On top of all this over 350 tornadoes have been recorded as of April and this could be one of the most active and deadly seasons in historyFor more data see: http://www.spc.noaa.gov and To compare from 2005 to 2006 see: http://www.spc.noaa.gov/climo/online/monthly/index.htmlAs an investor we are tough to research property titles, market value and market trends but one major area that is left out is storm trends.Why storm trends.

It is a tough job.

Not only that, but I had also heard that only native islanders can buy the land so that condo developers don't come in and overdevelop the island (no offense intended).Again this is all hear-say, but this is what my relatives in Hawaii told me when I visited some years back.In any case, as far as I can tell most of the natives to Hawaii have a pretty tough time making ends meet.

They don't want their contracts to be sold so they are tough on the non-assignable language.

In special circumstances, we've been able to develop strong enough relationships with developers that they are willing to quit-claim the lot jointly into the name of my firm and the investor.

You're jumping into a tough market for investing.

Do you think an agent might toss you a pocket listing (this is a good deal he puts in his pocket for special friends) if he knows he will get another commission on the property when you sell?