I am thinking three $85,000 homes with rents of $975 or better can be bought with $66,000 out of pocket.  

I also own three properties that are appreciating versus just one.

There's three single family homes all in great condition and much nicer than the apt buildingsI'm meeting with a bank president (family friend) tomorrow to ask general advice and discuss the deal.

The layout is a residential single-family home that has been subdivided into three units consisting of 2 x two bedrooms and 1 x a one bedroom that is located in the "basement" of the house.

My situation is (maybe) a little complicated so I hope I am able to explain it well.I have purchased three houses before, mostly to live in, but currently only own one house that is being rented out.

We have 3 two bedrooms, 2 three bedrooms and a 4 bedroom.

I also need to mention I know it calls for pulling at least three comp's I am having one heck of a time finding three so my question is has anyone went ahead with just having one?

I continue to send yellow letters to the same house three more times. 

@John Whittle Yes, I do worry a lot, but I wouldn't say too much (well maybe), but it's because in my personal experience, I know three guys who were molested as boys.  

I am having a little bit of trouble shifting gears but I am working on is slowly.I am in Rhode island, I have been looking for deals on the MLS ( slim pickings as it seems ALOT of people in RI are looking for deals there) So I started a secondary search for wholesalers but The three I have found ( Craigslist) seem to be evaluating house differently then me because  when I run the 75% test its off.. ( different comps?