I'm thinking that, if you can buy the house straight up (no mortgage), pay a lot rent of $1k and rent it out for $1,600-1,800...

Lastly, a great agent will put your interest first, ahead of any possible transaction, and connect you with great professionals to help you with the purchase process (lender, lawyer, inspector, contractors, etc).The questions you should figure out before starting the search:- What is your budget?

CLICK HERE for one source that includes a link to the real estate agency where you can get it straight from the horse's mouth.

Another time they can work is if you have leftover 1031 funds when buying your replacement property and you do not want to pay boot wit the leftover proceeds.If people are worried about the 1031 45 day ID period when your buyer goes hard on their money past DD you can go ahead and look.

I thought about #6 but it seems time intensive in terms of researching and in due diligence etc, (unless you have any easy way Pat ) curious if you did analysis ahead or you just picked it randomly at auction, (here we need the check of exact bid amount)here in bay area, what if I get a land on mountain or on slope so more parameter to check.

You stated that the JADU can't be more than 50% of the primary residence which would put the JADU at 450sqft since the main property is just over 900Sqft.I think my main question is would I be able to go straight into a JADU add on that is attached to the main house with a max footprint of 450sqft?

Before you determine what type of loan you want to work with, you should think ahead.

I am looking to build relationships in the real estate community, establish networks and learn from those that have gone ahead of me. 

It looks like the questions has been answered but there is light at the end of the tunnel.I am not sure if anyone else talked about proving 2 years of stable income at the same job so unfortunately that looks like a long road ahead but there is hope!!

Way to be creative and think ahead of the game with str as well as working with the numbers to resubmit your offer even with a cash offer on the table.