Patience on the long and winding road is the name of the game.  

You can also network with wholesalers and Realtors and continue to bring value to them and be a reliable buyer when the time comes to close on something. once you have some momentum there, make sure you have a game plan for financing.

Also, with today's competitive market, many offers come in requesting just the essentials from owners knowing that simpler is better in many cases.

@Michael Kagan, I always tell people who ask that buying San Francisco apartments is a game of regulations, sweat equity, and you need to have a thick skin and patience.

Both lenders, particularly the conventional mortgage lender want the borrower/buyer to have personal capital “skin in the game” invested in the transaction3. 100% financing, if obtainable, usually result in negative cash flow, which means capital out of pocket from the owner each monthThat being said, “nothing down” purchases are done, but this depends on the definition of “nothing down”.

Maybe changing the platform to something simpler to use to address only rent payments could help solve that for you.

I had a duplex that I sold in 2021, now I’m getting ready to get back in the game.

I'm interested in getting in the game now and then a house flipper contacted me and everything he was pitching to me to recognized from the book.

Would love to connect and hear more @Erin Fulton, I personally just started STR/MTR game in Austin and suburbs last year and would love to hear your ideas and strategy

I couldn't imagine why a residential or a commercial lease would not work, as long as all of the requirements for both parties are satisfied.The residential lease may be simpler, but it may not cover everything you need.