Anyway, since this unfortunate event happened during my RE course and my DBPR application process, it was standing as an "open case" with no final decision at the moment because of the fact that I agreed to join a 3 month drug court program where Im obligated to get drug tested once a moth and test clean and complete community service hours(25hrs).... ( IM NOT ON PROBATION!)

It was a good decision at the time, but the next property I bought was an owner occupied triplex.

I suspect that many of the poor and criminally poor may consider themselves somewhat insignificant in the big picture as they do not realize that each decision they make is like a pebble thrown in the water, causing ripple effects that take a while to reach the shore.

When handled poorly (thoughtlessly), it's gambling.

And based on history, if you make your financial decisions on the assumption that everything around you is going to crumble, you're going to miss a lot of opportunities between now and whenever that might (or might not) happen.

It about drove our poor realtor crazy.

I've been interested in real estate ever since I read Rich Dad Poor Dad years ago and well, I choose to be the Rich dad.

I'm somewhat stuck at a crossroads because Phoenix has shot up quite a bit (about 22%) in the last year, but it was mostly in single family homes due to institutional investors (it seems to me).A fear i have about these large companies buying so many homes is that they could dump them quickly and poorly effect the market.Also, I fear that the Phoenix market has been eaten up so quickly its been exhausted of its potential.

The ability for buyers to get financing can also play into the decision.

I have little actual investment experience thus far in my career, as I am still in the stage where I do not feel I have enough knowledge to be confident in decisions regarding what to do with my money.