Thought I'd share a lesson that was reinforced for me today that ended up saving me from doing a bad deal and losing a bunch of money.tl/dr: make sure that you're getting your own estimate from YOUR general contractor instead of trusting one that a seller/wholesaler has and then verifying after you put under contractI'm working with a wholesaler that I haven't worked with in the past and found a deal in Essex (outside Baltimore) that I liked.Here are some of the pictures of the house:Based on the pictures, we considered this a complete cosmetic rehab - the house was shown to be in pretty good shape but there was some work that needed to be done to modernize the house in order to bring current market prices in Essex.Here was the info we had from the wholesaler:Single family, 3/2 bath1320 SFPrice: $90,000Rehab: $35,000ARV: $200,000And the kicker: the seller had a one month old SOWk that had already been prepared by a local general contractor and laid out the $35k in rehab costs.There was enough info at this point to deep dive into the analysis.

Do you have pictures of the house empty, or with more traditional furniture? 

id keep it, and market the **** out of it in all my pictures...as long as its renting (however I am not yet a LL)

My credit score/report isn't a true picture of my situation. 

More than likely your lender was being lazy and did not want to look at the whole picture.

Pictures are powerful!

I do not like all the bubbling up you have, it looks like it is failing or was never installed right. i would replace it. i would negotiate the sheathing price, at 2.50 / sq' they are charging $80 per sheet to replace a 4' x 8' sheet. make sure they secure the top edges of the roof when they bring it up the walls with a metal strip anchored into the block, this will keep it from coming down like the first picture. and i would agree with the size gutter and downspout they recommend.

If you google Mitsubishi ductless floor mount you can see pictures of your options.

I'll take a picture of insulation to see if its still good or not. 

Every time work gets done the pictures get put into Evernote and it gets attached to Podio.”