Offer a drawing for like a $100 gift card.  

They are a waste of time.I just modified my craigslist ad, offering a $250 gift card if someone rents it starting 1/1.  

The more you use these funds over and over, the lower the cost per use becomes.It's the gift that keeps on giving...but your charge card only gets billed one time. 

I value any input you have to gift me!!! 

That would mean lying one way or another; either lying and getting the hard money lender to write a letter saying the money was a gift (no way (s)he'll do this), or trying to keep the second lender in the dark about the hard money lender altogether.

He didn't have a will, and this house was given to both of them as a wedding gift a long time ago.Long story short, mom would love to sell her house, but her step daughter (dad's daughter) seems to think she has some ownership rights (and she may), and therefore doesn't want to sell at a price anywhere near what a run down vacant house should sell for.

I saw your article on saving money on gift cards from home depot.

I've given them boxes of chocolate as Thank You gifts and they are always very helpful and pleasant, and go above and beyond.I also have long term rentals, the HELOCs were $99 for the application fee.

The serious kind of asset protection tends to become more beneficial when you start thinking about ways to deal with gift/inheritance taxes at the federal level.

He said the problem with this is, the appraisal may come back high and the seller would have to "gift" me $15,000 which means she would have to pay taxes on it as I'm not related to her.