But my guess is to the reason why people who own a duplex and if they are an investor they don't worry about the mortgage because they have the tenants paying the rent which pays off their mortgage and also have extra left over (cashflow).

I wonder if someone might take it off your hands in a creative finance deal.

Is there a resource you could point me to or maybe I could pay someone to hold my hand through this process?

The one thing some people don't like, is that you can't choose what software to use.

I've checked out some posts and some people say that although you can assume a mortgage, banks will look at your credit score and unfortunately as I already know, Canadian credit history doesn't follow me when I decide to buy a house in the USAnyone know the answer to this?

This is a great place to learn and to connect with people so take advantage of all the great resources.

You might find people you can help with some skills, time, or hustle that don't force you to try wholesaling.2.

However most people don't realize that a hotel is basically MF with a high turnover rate.  

These loans come from people or groups, not usual banks, and are often used to buy properties, refinance, or fix them up.

I heard some believe no local agent that knows what they are doing would  sign this and on the other hand some are very skeptical the city would even  enforce this given the domino effect it may create. since I am considering buying a new investment property in Cleveland I  would like  to know: are there any solution if the city decide to enforce this?