I'm asking the question because I submitted an offer and the listing agent laughed at it and said I will not present any offer that is under $X.

The payments typically are 1-3 years (but there's no real standard) and don't have additional interest added.Asking price: $280 Million (different currency than USD)Last year's asking price $250 Million (we assume the price increase is because of inflation)The owner doesn't seem in a hurry to sell and when we asked if he'd negotiate last year at $250 million he said no.I'd like to offer the following 3 options to see if any of these work for him:Option 1: 250 Million upfront Option 2:140 Million upfront130 Million in 6 months.

On the flip side if they are not using all of your income, overtime, bonuses they could have you approved for less and not offering full approved financing.

Instead I will offer a simple suggestion.  

He didn't want it and I had a verbal from the listing agent saying seller would accept my offer.

The first day this house went on the market she rushed over to show me and I made an offer almost immediately.

Please offer your insights asap if possible.

I can invest my own funds and can secure a small amount of extra funding through friends and family.You're right, I'll just start underwriting the deals and making offers to learn.

I believe Airbnb has a system in place for handling disputes between guests and hosts, and they may offer compensation for damages or issues caused by a guest.I would start by documenting everything: A detailed written description of the incident and timeline, records of all your communications with the guests, before/after photos of the damage done to the furniture and the bedsheet, a statement from the neighbors about the trespassing incident, etc.Then I'd approach Airbnb looking for guidance.

Depending on what the program offers, they could partner on deals with you, you could leverage their credibility, they can help you get financing on loans you would not be able to qualify for alone, and if the group has a network of people that collaborate you get access to awesome people all working towards similar goals.