Maryland, particularly the DC suburbs are an incredibly low risk area, and so consumate with that the yields are low.

That is more time consuming but it can be amazing if you get lucky/have the time to dedicate to it. 

Modest Income Homes 18.7% 1.3% Families in this urban segment may be non-traditional; however, their religious faith and family values guide their modest lifestyles.

I am learning that we need to step away from doing the work ourselves as it is just consuming too much of our time so we did actually hire plumbers for the new bathroom as well as professional tile guy and it was nice to eliminate that burden so we are looking forward to hiring even more on the next flip where necessary.

Someone posted in mortgage forum that Chase added a 1.25% price hit to 2nd homes today (for any consumers - price hit  means 1.25% added discount points for the same interest rate). 

So it goes back to the cash flow / appreciation argument and at least as it relates to the high priced markets  appreciation kicked the ever living stuffing out of modest cash flow investments that don't really appreciate much over time.Lastly if this is going to hit agency debt with a lot of the MF syndications that have been done in the last 5 years and the proforma called for a refi at the low rates and this all changes then those investment models will not work out as designed up front..

The principal / consumer is not protected in an  agency contract.   

The research it’s time and cost consuming,and a lot of property’s can be redeem , right before the auction.If you pay for a title search on so many properties ,that cost can go up really fast.I’m trying to find a different way other then a title search or county records (like an online website )more cost effective and time efficient to do those investigations.Any suggestions are much appreciated

What you will see when is that the appreciation in every 10 years window varies from modest to outstanding with a lot more being outstanding than modest.  

ACH regulations give the consumer an option to dispute fraudulent charges and reverse payment.