I figure it would cost us more to live in OR than TX but it's a price for (possibly) better lifestyle.

I have 4 guys that work for me full time and do most of my repetitive tasks such as but not limited to: painting, cabinets, roofing, siding, yard work, windows, tile, carpet, light fixtures, and light plumbing.

How much you commit to your house really depends on your lifestyle and how much money you need to support it.

I seem to be in a bit of a no-man's land looking for a lender in this range for commercial (office, retail, industrial) properties.I have been in contact with some banks, some credit unions and a commercial finance broker with limited success so far.

SS fraud claims are running wild and I can see the FAST Act and the CPFA issuing limiting determinations on the matter.Right now, under FAST, IMO these stratigies will only be for owner occupied sellers who are exempt from mortgage origination rules.

Often you are restricted or limited in raising the rent each year (depending upon the funding of the program).

Because the properties I have chosen are in destination resorts, they suit my lifestyle and have worked out really well.

What it really means is many lenders who expect to sell the loan on to Fannie Mae or any other investor who uses the Fannie Mae guidelines will not be able to do so when the borrower has 10 or more mortgages in their name.There are lenders who do not sell on their loans and they still have limits on what they will do with any one borrower.

It looks to me like if I did that, the net income/loss would be recorded on schedule C instead of schedule E, which seems to not be subject to the passive loss limits.

So far, investments have been limited to the properties that we have occupied.