Hey Michael, as you mentioned HOA has been steadily going up every couple years so that is a factor to consider for sure.

To help in your search:be sure to find an accountant who is willing to grow with you, and is not too high priced fee-wise.

Also you will need to factor in supply and demand.

The fees are higher on this product than a commercial loan.

Can usually allot 5-10% vacancy factor and same for maintenance.Class B usually also okay, but needs more attention from owner and/or PMC.

Trying to see if I should pay more lawyers fee to get the money judgement. 

I recommend no grace period and adding late fee on the second if your jurisdiction supports this.

Duplex house - 2 units both 2/1 (good condition)Estimated sale price $310kQuoted payment 7.5% (25% down)$2068.96/month (assuming $150/mo for insurance and $293/mo for taxes)$87,149 cash to closeAnnual cash on cash return 3.6%cashflow $252 monthlyBoth units currently occupied and lease signed through April 2024I will be using property management for this property because it’s out of state for me. 10% fee. 

In CA, you need to pay the entitlement fees, gas tax fees, neighbor nuisance fees, walking fees, gas guzzler fees, street crossing turtle fees, and others I can't think of at the moment FIRST, and THEN you can apply for the permit to pull the actual permit. 

Can usually allot 5-10% vacancy factor and same for maintenance.Class B usually also okay, but needs more attention from owner and/or PMC.