So not sure if this makes any differences for tax reason buti was thinking of using my 401k money as a loan towards the down payment for a multifamily rental.

Hello,I can share with you that in Belgium you need to hold property after 5 years of holding to avoid payment of tax.

Figure out if rentals are allowed, how much the rent is and write out all of your costs (insurance, HOA, mortgage, taxes, etc). 

Prices are generally cheaper, there are no caps on rent increases and there are no property transfer taxes.

If I am the only one materially participating in STR, can we deduct STR depreciation from my spouse's income if we file taxes jointly?

We have land (already paid off and just pay property taxes) but just haven't bought the home to place on our property. 

i have 2 question. do i pay the capital gain tax in the state where the asset is located. how much do i have to pay in taxes if i do not want to do a 1031. 

Taxes DO NOT reassess on the sale. 2.

Typically, getting into the 5-unit range can get overwhelming for people and take up too much of their time.A good real estate focused bookkeeper will save you a lot of time and headaches... especially during tax prep. 

This is for tenant occupied or turnkey properties that I want to cashflow, not hold for losses, deductions, or depreciation to offset taxes.