I think a lot of people are taught to fear debt and that debt is bad. 

I have seen very simple project be run up way over budget due to day laborers not wanting to complete the project in fear of not having work.

There could be so many reasons; if I don't move on this, I might lose out on a good deal for fear that it's too good to be true when it really isn't. 

Maybe that’s an irrational fear.

You should feel that fear and that emotion, be glad it is there, learn to kind of embrace it.

Each baby step eliminates fear and adds experience.

I think the housing rally has gotten long in the tooth, but I weathered 2007-2009(and started buying hand over fist in 2009-2013,) I'm not gonna dump income-generating assets on some fear of a correction or crash.

I know the first time I listed my duplex for rent I had a ridiculous fear that not one person would call.

And if you let the late fees go once, you’ll have a hard time enforcing it if it becomes a habit.You are starting off operating from a place of fear and already mentally preparing to avoid that fear.

Although they are willing to pay more for M/M, my biggest fear is that they end in November then i would have to rent out my place during holiday season which I assume would be extremely difficult.