There's lots of studies to show that direct mail campaigns have a very low rate of replies and therefore are very expensive to engage in and get real results.This is similar to the  No Money Down hype in so many guru classes in the Internet - - low possibilities.

I found them on the internet they told me they need $250 to find out about my finances before they lend me any money.

I understand from sources online that it is best to speak to many companies about doing BPOs at first, but from the vast pools of the internet, I have come to realize that most of the BPO companies I am seeing are regional and I haven't been able to get a hold of the right people or right websites to apply to be an REO agent.

this is where I run into issues, I personally feel you'd need to provide an office if you were to hire an employee, which means office space, internet, computer, office furniture and other items which greatly add to your cost to hire such employee.

I am 60 years old and I had a brain anuerism and a stroke a few years ago but that has allowed me more than enough time to learn.I will tell you that there are many people out there selling what they teach and easily getting around any laws on the Internet.  

The thing that I have no idea was real was all of the people trying to make emotional sales to gullible people making emotional decisions and using the Internet to do it.Be aware of that and I hope they do not take advantage of y'all.   

I'm mostly interested in buy/hold 2-4 units to create cashflow. however I'm not sure what city to start. at first i was strong on Troy NY but after doing some research i realized it has a lot of vacancies, old abandoned buildings, and lack of jobs. i was also interested in Schenectady NY because of the casino but I'm not sure if i want to bank on that for the a city's financial future.

Is it a real bank, or just someone off the internet?  

Car insurance is expensive and no bundle; home insurance is hard to find one; internet company left....

It's instantanious if you have the right internet resources, like RealtyTrac.