It can’t be uncommon as I acquired 10 mortgages with a monthly nut of a little over $13k while unemployed/retired and only having my wife’s nursing income. if you don’t count rental income my debt to income ratio is waaaay over 100% maybe 150%. 

@Russell Brazil Great thank you!

Quote from @Russell Brazil: Every brokerage (like any agent too) has their own value proposition to agents.

The large emerging markets have suffered huge declines, with Russian stocks down 76%, Brazil off 50% and China down 65%.

If they can find an oversized nut, they say that is typical of every unit.

Thanks @Russell Brazil, perhaps it's the MD law engrained in me as I started my Real Estate career as a licensed agent in MD.I truly appreciate all of the insights here from all that have responded.

If you try to categorize every txn, you'll go nuts.

In a nut shell, I am looking forward to owning in Bakersfield.thanks,Matt

Hi everyone.. newbie to bigger pockets so I apologize if this post belongs somewhere else.I have other businesses that provide me a solid income, so I'm interested in using my own money for investing.As I've checked out mentors/bootcamps, most of them have a lot of info about mindset & raising investor funds to get your deals done.Syndication is a possibility, but I'm less interested in the 'how to' of syndication/raising investor capital and more interested in analyzing commercial deals & the nuts/bolts of the deals and increasing revenue/cashflow from multifamily properties, vetting property management.footnote about me* while I'm not very active in real estate currently - I've owned a residential mortgage/real estate brokerage (sold 12 yrs ago) & I've owned SFRs & duplexes. 

Yes @Russell Brazil , we're still friends.