I have leased to Cargill, American Family, State Farm, 3M, on and on.

YOU CAN'T.NOT possible.Now STOP... before any of you give me lip, shush and read this for indisputable proof I am right:https://www.biggerpockets.com/...Now, my silly little American munchkins.

If it sounds too good to be true, it probably is.Simple rules of thumb that make it very likely to be a scam:- Lending in Canada if they're in the US (I've never seen American lending companies willing to lend in Canada or Ontario.)- Lending at 5%.

I am waiting to close with New American Funding.

Heck, the entire state is overlooked by Americans in general! 

all title escrow or closing attorneys either write their own insurance   IE first American or fidelity.or attornies are agents for the title insurers.. or other closing companies.You simply ask them who their underwriter is... once you know that you then tell them to ship the docs to their sister company in LA  which should be no big deal.. and set up a courtesy closethe other thing you can do is request a mobile notary..

American Association of Private Party Lenders Youre' right in not wanting to pay upfront fees, etc. 

@James ParkThe accounts are through American FundsFrank

It's a small town that still qualifies for USDA Loans but the 101 freeway runs right through it. 12 miles south is "the happiest city in American -Oprah " San Luis Obispo. 15 miles north is Paso Robles which was a traditional farming community until wine showed up. 12 miles west you have Morro Bay a nice beach community.

., so she married an American.