@James Wise @John Fortes - Thanks all for the words of encouragement.This looks like an incredible community, happy to be part of it.

No need to post the address here.Also be aware that many one off note buyers will want to know the credit score of the borrower.

That kitchen is incredibly small.

I don't think you need to have newer credit if your credit history and score are good, and credit scores can drop based on newer accounts or higher balance ratios.

House hacking is an incredible way to get into buy and hold real estate investing with a relatively low financial barrier to entry… plus the added benefit of reducing housing costs!

@Jarod Castaneda Incredible story - once the deal goes through, I'd love to read a blog post by you that expounds on everything you said above. 

. $90k is an incredible price for the Quad, but, with bank financing wanting 25% down ($22.5k), closing costs and having money in reserves, it would unfortunately consume all the capital I have.Being young and of still limited capital, I naturally want the highest and best use of my cash. 

Both are incredibly valuable and reputable resources for the Indy market.

I would recommend taking their practice exams until you can reach a score of 80-90% and you'll be fine for the exam.

I’d like to think I’d be able to get a loan somehow somewhere, is this possible with out a credit score?