Many lenders will charge additional rate increase if loan is under $150K.

If, for example, a taxpayer spends one week while at a destination on activities which are directly related to his trade or business and subsequently spends an additional five weeks for vacation or other personal activities, the trip will be considered primarily personal in nature in the absence of a clear showing to the contrary.

Cost of construction is high and you may be paying extra to match 2024 building codes rather than a remodel/addition.

I'll add it likely will make very little difference to the overall appraisal price given it's a 10-unit.

We have great +750 credit scores, a +6 month emergency fund, money set aside for the down payment (both emergency fund and down payment are cash sitting in a high yield savings and rolling 4 wk treasury) in addition to a taxable brokerage account I have built throughout the years in the event we need to leverage it for a pledge asset line.

What did the additional cash invested go towards?

Fast forward a few weeks after I move out I receive a security claim letter along with an estimate from some random rental maintenance company that says "unit turnover".

If you have any additional questions or concerns, please don't hesitate to reach out to us."

SoCal is getting a lot older and most 20 plus old homes need updates and perhaps a value add addition.

The last point is the most important one to focus on here.In most (but not all) real estate transactions, the seller pays for the real estate commission out of the funds they receive for selling the home.