My W2 is an issue because I am a contractor at a tech company waiting to see if they will hire me full-time.

If you PM me info on what the Commercial use is, I may be able to suggest an Insurance company(ies) to try.

Friends at a title company could tell you people who settled with VA/FHA mortgages. 

I am in the process of exploring property management companies in Dutchess County, New York, and I’m reaching out to this knowledgeable community for recommendations.

A bank can't extort a tacked-on higher interest rate if a borrower won't agree to new terms...terms that would now require unnecessary documentation and hassle.Here's excerpts from their letter to commercial customers I got last week, on company letterhead.

. - LLCs provide minimal legal protection in case of an incident. work with an asset protection attorney to come up with a better plan if they are that concerned. also have great insurance and an umbrella policy. 

I never thought about joint a management company though.

Transparency sounds like a good policy.

There are companies that perform this as a service.  

Real estate tends to be balance sheet heavy and you want a bookkeeping company that specializes in real estate.