does this calculator combine monthly expenses and debt service?

Main problem is, there is what looks like 1-2 feet of still dark water sitting in the basement ( completely concrete unfinished basement no drywall or flooring).

As long as your not over leveraged, you want good debt on your side. 

That is a major reason I got into notes - you can profit in a hot market like now or in a down market since your acquiring the debt at discounts.

I was mainly thinking having a higher income would be more beneficial in securing loans and scaling faster, and there could be a possibility that the market would cool off by then.

Usually price and pictures/curb appeal will be the main factor in getting people in the door.

I've been reading insurance is the main issue with having a unit like this, as they can void all coverage.

I can see in places like CA where they might be more popular but on entry level to mid level houses many will not want to spend the money.My picture and video guy does mainly weddings now as his bread and butter and corporate company pics to use on marketing materials and websites. 

It cuts the flow of water and saves waterAdjust the water pressure on the main water line coming in the property.

I'm going to hire a VA to mainly be doing cold calling and taking calls, what programs/apps did you purchase to assist you in being successful ?