-owned our primary residence for 4 years-interested in making an offer on a friend's fixer property, they selling due to devorce.- owe 330000 on our house it is worth 480000Looking to cash out refinance to put down payment on a new loanQuick questionI have submitted cash out refinance applications with usbank (our current mortgage holder) and peeny Mac online.Any suggestions of other places to look for a down payment for a new house.

If you've had a great experience working with an investor-friendly agent in the area, I'd really appreciate the recommendation!

And I would expect Texas to be more business (read:landlord) friendly. 

Please click on the links, give them a read, and share your thoughts in the comments.First is a post that I feel will help not get overwhelmed with the amount of info that is here on BP:https://www.biggerpockets.com/blogs/5868/52761-the-simple-guide-to-getting-started-on-bp The second is a post that will help get you focused with your real estate investing goals:https://www.biggerpockets.com/blogs/5868/52743-im-new-to-bp-any-advice-would-be-appriciatedThe last one is a post that will help you choose an “investor friendly” real estate agent.

Hi all,I operate mostly in Texas which is very hot and terms seem to be very seller friendly (quick diligence periods, hard earnest money deposits, etc).

Nevertheless, no matter which app it is, make sure it is user friendly and your tenants agree to use it and the company offers mobile version as well.

Cook County (chicago) is much more tenant friendly from what I have heard then Dupage (Naperville) County. 

She left to sleep at a friend’s house, and when she returned in the morning, her front door was broken into and evidence of fireworks was left in my yard on the grass.

Also, it’s not “Canada” that doesn’t allow damage deposits, it’s the exceptionally tenant friendly / landlord biased province you’ve invested in.

In reality, I’ll be able to rent out one of the two units, and I will live in the other unit with a few friends, so I’ll actually be living for free & positively cash flowing, with a good cushion for potential issues/disasters, but I know that’s not how it’ll appear on paper unfortunately.