If you see my links below there is more information on these LTV's. 

If you're interested, there's a link in my signature. 

If you do business with them you wont have to worry about what neighborhoods to stay a way from as if your investment performs poorly they will make sure you are successful with all the guarantees and promises needed in order to make a low quality property perform like a good one.I have copied the link here where you can see that the lifetime guarantee is part of their program.

According to the recently released Nationwide Health of the Housing Market Report, Philadelphia follows Pittsburgh, PA and Cleveland, OH as the top housing markets in nation.See links below for more information.http://www.marketwatch.com/story/nationwide-unveils-broad-measure-of-us-housing-landscape-that-signals-healthiest-outlook-since-2001-2015-03-31http://www.msn.com/en-us/money/realestate/where-are-the-healthiest-us-housing-markets/vi-AAajaf4?

Here is a link for a free 300 Page book of articles I wrote on Lease Purchase contracts-strategies and marketing that I thought you folks would enjoy. http://goo.gl/EIS34PClaude Diamond J.D.

I would def. like to link up with you and your brother when I get back and discuss REI.

Mobile homes are covered by the NC SAFE Act (link below).

I don't write checks from it or link to the bank account so its a little easier.

@Yusuf WilsonGet a LLC nowGet a dealThen see a CPAhttp://www.biggerpockets.com/blogs/3/blog_posts/43...The link above is for cheap LLC fomation

I'll take a look at the links you've provided.