He sees more upside in Vegas with the size of the population and employment, which may be correct.

It's in Asheville and employs ton of people.

That number comes out to well over 1800 workers. 1500 of them do not qualify for unemployment benefits through GM and are hoping to be able to fall back on their previous employers benefit.

All future gains in the Roth IRA will grow tax free.Alternatively, if you are self-employed, you can consider transferring the traditional IRA to a solo 401k as the annual fees can be as little as $125.00 per year.

So, for now, we are having our broker give us the max amount we can afford via a conventional loan so we don't waste time on anything too expensive.My questions are:1) Even if we do secure a cheaper property via a conventional mortgage, employ the BRRRR strategy and refinance a year later, won't we run into this same issue again?

Any other strategies that I should consider employing? 

We use the self employed app from quick books and it’s $12 a month.

We also have strong financial services (banking and insurance) employers - Key Bank and Progressive Insurance are based here to name just 2.  

Adam, usually if you have a 401k at your current employer they restrict your access to the funds.

Though you say cash transactions, you'd never be able to place the money into an account.That being said, the IRS compares data to other agencies, just like employers are required to send W-2 information.