Even if there isn't a lease in place, underwriting can use market rents from an appraisal to qualify.

It's all covered in his fees.  

If you do take on new debt or collections during this time, the lender will see and it will require that it be accounted for in your DTI (unless this is a DSCR loan). 

Quote from @Jay Martin: Has anyone heard of or used Bluebird lending they have dscr loans, etc. opened in 2018 in Philly, lend in a bunch of states, but hard to find info on them. have not heard of them but based on the website appear legit.

You have a full plan that, over time, results in a better way of life and more time with family.

With the housing market being high in Washington, DC, I'm interested to know how others got started in the area. 

Find a knowledgeable and trustworthy broker in your market that can shop amongst the various providers and find you the best deal while still making sure you have the protection you need.

Doing the proper due diligence & been seeing that in order to use SMS blasting you have to stay TCPA compliant and have the homeowners opt in.

In the meantime use the search function on BP and type in lifestyles Unlimited  and I think there are some post from the past of similar questions. 

But, understand DSCR loans are only for investment properties, not for a primary home you might want to buy in the future.