Other investors might chase IRR.

I guess were chasing higher rates and killing cash-flow. 

They are investors from NY and CA who are chasing yield (higher risk) in out of state markets...in locations they have absolutely zero market knowledge of.

The type of banks lending you money will change, but you will be able to find a bank that will lend you money.Very big banks like Bank of America, Chase etc. won't lend you money after 4 properties.

I have done some research on this topic and it appears Alliant offers the best cash back card which was something like 3% in year 1 and 2% lifetime.I called them today and was not aware this could not be used as a business card card only on the consumer side.Between my 2 business we run just shy of a million through Chase business cards each year which we get about 1% back on.

This is with Chase.

There are many, many institutions, including the big names (BofA, WF, Chase) that will make investment loans (30yr amortization) on SFR and 1-4 multifamily.

I'm at a point in my life (turning 40 in April 2020) where I've grown tired of marketing to people one-to-one and chasing people all around to sell my services and/or my deals.

If they havent applied, I dont need to chase them, I just move on.

As always, I will only buy properties that have a postive cash flow of $100 per unit per month.I do not chase pre-foreclosures; do mass mailings; knock on doors; or do any of that other silly guru nonsense.