One problem is I'm not exactly sure how to objectively describe "clean and safe".

Back in 2008, I had shiny object syndrome and bought a condo in downtown Chicago that definitely didn't meet this criteria even though it was a foreclosure.

If the owner passes they pass on it but at least you know you made an objective unemotional offer.

Thank you @Jd martin,My investments were made originally and continue to be based on cash flow and appreciation is a secondary objective.  

Now, if you were actually CLOSING every deal, and telling the sellers you intend to close, possibly do some repairs, and then resell they might not meet that idea with as much objection as if telling them you intend to make thousands of dollars by simply selling the contract.

It seems like the bank may have some objections to splitting it up in that case.Good question, though.

@David DachteraNot sure this is a legal question so much as experience with credit unions and their policies for removal of (nearly) duplicate objects for the same accounts.

If so, your property coverage is limited to these causes of loss: FireLightningWindstorm or Hail (USLI often limits this coverage to a submitted amount on the policy, not policy limit)ExplosionSmokeVandalismAircraft or Vehicle CollisionRiot or Civil CommotionSinkhole CollapseVolcanic ActivityIf nothing else, be aware of the following, but I would recommend getting a more broad coverage from a competing insurance company for no additional charge that would include policy limits for the above windstorm or hail, and the following causes of loss: Burglary/Break-in damageFalling Objects (like tree limbs)Weight of Ice and SnowFreezing of Plumbing*Accidental Water Damage (think of a leaky roof that is causing water damage into your property leading rotting wood and or mold)Artificially Generated ElectricityMy Best,Ryan Leavitt

It helps to hold up any straight-edged object, like a notepad, when you sight along the building’s lines.

I prefer to always have the broker turn funds over to the lawyer as soon as the lawyer gets involved, for many reasons, one being that lawyers are held to a higher standard as escrow agents and there is a lawyers fund for any issues, plus E&O insurance, but if the title company is a national underwriter (like Chicago Title, Fidelity National, Old Republic, First American) or an agent that you have heard of and is reputable, then I wouldn't object to that either.Again, as to whether a wholesaler needs to hire a title company, completely depends whether you assign immediately after the contract is signed with seller, in which case the liens are not your problem and you can't be in legal trouble, you make no reps or warranties and inspections are the responsibility of the end buyer, or if you assign at closing, and then you would be responsible for clearing title in advance of closing and should order a title report right away.