There are lots of books out there on the subjects you mentioned which cost much less than the guru programs.

Have a look at this post.10% down is pretty much the minimum for an OO property, except for special programs. 20% for investor loans.

Not that I have a lot of experience in RE but if I could give advice to first time home buyers it would be to take advantage of the Nehemiah down payment assistance program.

Really bad, I think, to work with someone and get an approved short sale then back out.

After several calls, I have found that the "smaller bank experience" was much more personable in answering my questions regarding loan programs, etc.

Within 3 days we had 4 clients from the same neighborhood and 2 from another all together.We then ran a telesales test program and 6 out of every 10 people we contacted about the service was very interested and ultimately our average close rate was a bit over 30%.

How are you guys doing selling your programs these days?

I have a realtor that sends me 100s of shortsales, preforeclosures, foreclosures, etc. from 3 different states and I simply don't know the best way to wholesale the properties once I get the banks approval of the ss.

The 50k is the upfront depreciation benefit for the go zone and the 73k is the amount you can get from the SRAP program if you qualify.

But I guess the same could be said about some other programs as well.