Another concern is a recent pre-approval doesn't get me to this asking price.

I’ve been looking at some properties in the valley, some of them grabbed my attention, unfortunately been having a bit of a hard time getting approved for conventional loans, and am currently looking for funding.

Find a mortgage broker, get your pre-approvals inline first and then that will help you figure out what you can afford and greatly narrow you list of properties to look for. 

Just be sure to ask if people are already pre-approved before showing the property and if they want to buy then be sure to use an attorney.A bunch of realtors called to ask if I wanted to list with them so I put a "NO I DON'T WANT TO LIST WITH A REALTOR" in the ad at some point which helped a bit.  

This contract is subject to lending partner’s approval.

My loan is at 7.875 and the wrap around mortgage is at 7.000 I’m thinking this was done on purpose - I have a few options but need help understanding my options - If I ask them to refinance and their credit is not able to get them approved I’m stuck  I’m tired of not making any money on this and it looks like if I pay off the loan I would generate some profit from the interest rate alone which in this case is 7% If i tell the bank that I want to payoff the loan do I have to pay any fees?

Ability to use a low down payment loan through the home possible program because FHA would not be approved on this as-is sale.

Only after we have approved them based all other criteria, can we run the criminal background check.The problem arising from this, is that many of the tenant screening services do everything at once, and usually include criminal background checks.

I have a house under contract:Appraisal, inspection and bank approval done.just waiting on the closing date, but buyers want to rent the house while waiting to close.Is this a viable agreement?

However, the lenders who are approved by HUD to underwrite 203K loans do have to approve the contractor you decide to use for the project.