Of course, this question is best posed to an attorney. 

Having the ability to live for free, while minimizing the taxes on my W2 income.

Hi Myriam,Welcome to the BP forum and starting can be a little confusing but that is why we are here to help. 

It usually has to do with how they feel about themselves.

I find that hard to believe. 

EricaWe focus on closing investor transactions with our title office and educating via our law office.Reach out and let us know how we can helpThanks Alan 

@Allante Loper you probably have all the contacts you need to succeed - you just need to figure out how to properly leverage them!

Also, what would you recommend about getting a property to fix and flip or rent?

Hi Peter, welcome to BP.

There really isn't enough information here for someone to give you a proper answer.What you need to do is calculate those tax savings over the next 5-7 years (or however long you plan to stay in the house) vs. what the interest rate reduction will save you over that time period.